At Skyscraper Insurance, we understand the risks associated with drowsy driving and its significant impact on both road safety and insurance costs. The latest findings emphasize the importance of alertness behind the wheel to prevent accidents and avoid potential financial repercussions.
The Danger of Drowsy Driving
Drowsy driving poses a serious risk, with more than 10% of drivers admitting to falling asleep at the wheel each year. This trend leads to approximately 1,550 deaths, 71,000 injuries, and $12.5 billion in losses annually, according to the National Highway Traffic Safety Administration (NHTSA).
Factors contributing to drowsy driving include:
- Long work hours
- Medical conditions affecting sleep
- General sleep deprivation
Insurance Consequences for Drowsy Drivers
Being cited for drowsy or reckless driving can result in rate increases of 73% on average, with certain states imposing even steeper hikes. In California, for example, drivers can face rate increases of up to 177%. Even without a citation, falling asleep and causing an accident can lead to a 30% increase in premiums.
Reducing Risks and Staying Protected
To stay safe and protect insurance rates, drivers should:
- Ensure they’re well-rested before driving
- Review their insurance policy for adequate coverage
- Be aware that some insurers may not renew policies following a reckless driving or drowsy driving incident
At Skyscraper Insurance, our mission is to keep you informed and protected. Stay safe, stay alert, and remember that responsible driving leads to safer roads and stable insurance premiums.
