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Ice Cream Parlors

Ice cream parlor have a lot of activity in them, particularly during the busy seasons, and this introduces potential risks to your business. You can protect yourself from unexpected events, risks and hazards by carrying the right types and amounts of small business insurance.

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Snack Shops

Buildings insurance can be useful if you own the building at which your snack shop is based. This cover can provide financial protection if your business premises is damaged due to fire, flood, strong weather or is the target of vandalism.

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Vending Concessionaires

Business insurance offers your food vending business a plan of action when the unexpected happens. It can reimburse your business for property damage you’ve suffered and fund your legal defense if someone sues.

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Catering services

Property coverages help protect the property that caterers own. Even though caterers may not own a building, they still usually have property that should be insured.

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Bagel/Donut/Coffee Shops

Other risks exist in coffee shops that can make you liable for large expenses or court fees during litigations such as a customer who sues for too-hot coffee that burned him. But coffee shop insurance can protect these and many more types of liabilities and risks.

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Restaurants, coffee shops and other food service businesses have their fair share of headaches. A lawsuit from a customer who falls on a wet floor shouldn’t be one of them. Neither should spoiled food caused by a failed walk-in refrigerator.

Find the right coverage for your food or beverage business. Start with the basic coverage’s of a business owners policy (BOP), and go from there to get a reliable food insurance policy.

A business owner’s policy bundles general liability insurance with property insurance, usually at a discounted rate. Pricing is determined by your restaurant’s location, operations, and value of business property and equipment. This policy may include business interruption insurance, which covers income lost at your restaurant due to an unexpected closure.

We have experience insuring a wide variety of restaurants, and we will work with you in order to design the right coverage plan to fit your needs. No two restaurants are exactly the same. While each package will vary based on your individual situation, our restaurant insurance package can include many different types of policy options, such as coverage for:

Food Spoilage
Equipment Breakdown
Liquor Liability
Blanket Additional Insured for Catering Services
And much more!