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Catering services

Property coverages help protect the property that caterers own. Even though caterers may not own a building, they still usually have property that should be insured.

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Bagel/Donut/Coffee Shops

Other risks exist in coffee shops that can make you liable for large expenses or court fees during litigations such as a customer who sues for too-hot coffee that burned him. But coffee shop insurance can protect these and many more types of liabilities and risks.

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Catering Services – Banquet Hall

General Liability Insurance is one of the most common types of small business insurance for caterers. Sometimes called “slip-and-fall” insurance, this policy protects you from lawsuits about injuries at your events.

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Concession Stands (Mobile) & Food Trucks

Food truck insurance is a necessity for business owners in the mobile food industry. Most food truck businesses will need more than one type of insurance coverage, including commercial vehicle insurance and general liability.

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Restaurants, coffee shops and other food service businesses have their fair share of headaches. A lawsuit from a customer who falls on a wet floor shouldn’t be one of them. Neither should spoiled food caused by a failed walk-in refrigerator.

Find the right coverage for your food or beverage business. Start with the basic coverage’s of a business owners policy (BOP), and go from there to get a reliable food insurance policy.

A business owner’s policy bundles general liability insurance with property insurance, usually at a discounted rate. Pricing is determined by your restaurant’s location, operations, and value of business property and equipment. This policy may include business interruption insurance, which covers income lost at your restaurant due to an unexpected closure.

We have experience insuring a wide variety of restaurants, and we will work with you in order to design the right coverage plan to fit your needs. No two restaurants are exactly the same. While each package will vary based on your individual situation, our restaurant insurance package can include many different types of policy options, such as coverage for:

Food Spoilage
Equipment Breakdown
Liquor Liability
Blanket Additional Insured for Catering Services
And much more!