Professional Services

At Skyscraper Insurance, we understand that professionals across various industries face unique risks that can impact their business operations, reputation, and financial stability. Whether you provide consulting, legal, financial, or other specialized services, having the right Professional Services Insurance ensures that your business is protected against liability claims, errors, and unforeseen disruptions.

At Skyscraper Insurance, we understand that professionals across various industries face unique risks that can impact their business operations, reputation, and financial stability. Whether you provide consulting, legal, financial, or other specialized services, having the right Professional Services Insurance ensures that your business is protected against liability claims, errors, and unforeseen disruptions.

Why Professional Services Insurance is Essential

As a professional service provider, your clients rely on your expertise, advice, and specialized knowledge. However, even the most experienced professionals can face lawsuits due to miscommunications, contract disputes, or alleged errors. Without adequate protection, legal claims, reputational damage, and financial losses can significantly impact your business.

Our tailored insurance solutions provide comprehensive coverage to help safeguard your professional practice, ensuring you can focus on delivering top-quality services with confidence.

Key Coverages for Professional Service Providers

1. Professional Liability Insurance (Errors & Omissions – E&O)

  • Protects against claims of negligence, errors, or omissions in the services you provide.
  • Covers legal defense costs, settlements, and judgments.
  • Essential for consultants, financial advisors, lawyers, architects, engineers, and healthcare providers.

2. General Liability Insurance

  • Protects against third-party bodily injury or property damage claims.
  • Covers legal fees, medical costs, and settlements.
  • Essential for professionals who meet clients in an office or public space.

3. Business Interruption Insurance

  • Provides financial support if your business operations are temporarily disrupted due to a covered event.
  • Covers lost income, payroll expenses, and rent payments.
  • Ensures continued cash flow during office closures or unexpected disruptions.

4. Cyber Liability Insurance

  • Protects against data breaches, cyberattacks, and online fraud.
  • Covers legal costs, regulatory fines, and customer notification expenses.
  • Essential for professionals handling confidential client information, financial records, or sensitive data.

5. Commercial Property Insurance

  • Covers damage to office buildings, equipment, and business assets due to fire, theft, vandalism, or natural disasters.
  • Essential for professionals operating from a physical office, coworking space, or private practice.

6. Workers’ Compensation Insurance

  • Covers medical expenses, lost wages, and rehabilitation costs for employees injured on the job.
  • Ensures compliance with state and federal employment laws.
  • Essential for businesses with staff, assistants, or support teams.

7. Directors & Officers (D&O) Insurance

  • Protects company executives, directors, and officers against claims of mismanagement or financial misconduct.
  • Covers legal fees, settlements, and damages.
  • Essential for businesses with shareholders, investors, or board members.

8. Employment Practices Liability Insurance (EPLI)

  • Protects against claims of wrongful termination, discrimination, workplace harassment, or retaliation.
  • Covers legal defense costs and settlements.
  • Essential for professional service firms with employees or independent contractors.

9. Commercial Auto Insurance

  • Covers company-owned vehicles used for client visits, business travel, and service-related transportation.
  • Provides liability protection for accidents, property damage, and bodily injury claims.
  • Essential for businesses using fleet vehicles, company cars, or rental services.

10. Umbrella & Excess Liability Coverage

  • Provides additional financial protection beyond general liability and E&O limits.
  • Helps mitigate high-cost lawsuits, contractual obligations, and large settlements.
  • Ensures compliance with industry regulations and client contract requirements.

Who Needs Professional Services Insurance?

Our coverage is tailored for:
Consultants & Business Advisors
Lawyers & Legal Firms
Accountants & Financial Planners
Architects & Engineers
Healthcare & Medical Professionals
IT & Technology Service Providers
Marketing, Media & Creative Agencies
Real Estate Brokers & Property Managers

Why Choose Skyscraper Insurance?

Specialized Industry Knowledge – We understand the risks faced by professional service providers.
Customized Insurance Solutions – Tailored coverage based on your specific profession and business needs.
Risk Management Expertise – We help you identify and minimize potential liability exposures.
Financial Security & Stability – Ensuring your business remains protected against costly claims and lawsuits.
Exceptional Support & Claims Assistance – Our team is dedicated to providing prompt and efficient service.

Protect Your Business with Confidence

At Skyscraper Insurance, we are committed to providing comprehensive, customized insurance solutions that empower professional service providers to operate with peace of mind. Whether you’re a consultant, lawyer, accountant, or medical professional, our policies are designed to keep your business safe, secure, and resilient.

Get in touch today to discuss your coverage options and ensure your professional success! 🚀