You see, a furniture protection plan is nothing more than an insurance policy on your furniture. Have a problem? You’ll have to file a claim and beg, plead, reason, scream, and rationalize with the claims representative into believing that you did not willingly punch a hole in your new upholstered couch.
However well prepared you are, accidents do happen – and if you’re in the landscaping trade, those accidents can be expensive. With insurance from Simply Business you can protect yourself against the odd slip-up, choosing from a range of key covers to build a flexible policy.
Gifting a paid-up policy can entitle you to a tax deduction in the amount of the premiums paid towards the policy or cash surrender value, whichever is less.
Homeowner’s insurance covers your home. It is not meant to cover your business, even if your business is at home. If a customer comes into your house and he slips and falls on the sidewalk, it is very likely you will lose the court case (cha-ching!) because the insurance company can rightfully argue that you were not insured to run a business out of your home.
If you live in a region where low temperatures can be a problem, there’s also the chance that your tub could be damaged by the water freezing inside it. If that happens, it can be an unwelcome surprise to learn that your insurance company won’t cover those damages.
Housewares Insurance can be purchased separately or in a package called a business owners’ policy (BOP). Purchasing separate policies from different insurers can result in higher total premiums.
Wholesalers and Distributors Insurance is a property coverage that will respond to loss of inventory due to unexpected events from transportation to fires. Wholesale and Distributors insurance is a coverage protecting your goods to liability coverage, which is related to the products that you sell. This commercial insurance is geared to meet the unique needs and requirements of wholesale and distribution markets. For companies facing huge potential risks of selling products it is necessary to secure your products with a complete variety of coverage that covers every essential part of the supply chain.
Wholesalers and Distributors Insurance Coverage’s
As one of the leading insurance providers, we are able to offer competitively priced protection against:
Items and products which are in transit (property and inventory)
Damage or loss to reports or bills
Damage or loss to software, development or data
Damage or loss to business property
Loss of income because o accidental eventually
Expenses you incurred from renting or leasing
Who requires Wholesalers and Distributions Insurance?
As a distributor/wholesaler, you manage a constant flow of people and products, which need protection that works as hard as you do. Getting insurance is a smart move to get good coverage for your company and service.
