Fruits & Vegetables

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There are many benefits to buying seasonal fruit and veg; it is usually cheaper when bought in season and is often grown locally, not only helping the local economy, but also helping to ensure it arrives in store perfectly ripe and ready for consumption.

Just as your customers have choices of where to go for their fruits, nuts, and vegetables, you have choices with your insurance.  It is likely that every agent who calls will tell you they can write business insurance; however, what they may not know is your business!  and, even if they know about the fruit, nut, and vegetable store business, does the company they are placing you with know about your business?  We at Skyscraper Insurance specialize in your business.  We have the coverage’s and claims experience to handle the unique needs of a fruit, nut, and vegetable store.  Our independent agents have all of our resources available to them to make sure you can make the right choices when it comes to the coverage you need.  Would you like to speak with one of our agency specialists?

The Vegetable Insurance Program provides risk management for the vegetable growers and market gardens in Skyscraper insurance. Insurance is an acreage loss/crop loss program and does not offer a production guarantee.

Vegetable producers insure their acres at the base value per acre, less a 10 per cent deductible in the event of a claim. Indemnities are paid for acres damaged to the extent that the farmer agrees to destroy those acres. The producer is insured until harvest begins or until the fall cut-off date for the insured crop, whichever date is first.

Insurance is currently offered based on four baskets of crops. The base value per acre is calculated using the combination of crops in the basket and the input values for each basket based on vegetable production survey data as well as industry specialists.