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WHOLESALERS & DISTRIBUTORS

Gifts/Novelties

Gifting a paid-up policy can entitle you to a tax deduction in the amount of the premiums paid towards the policy or cash surrender value, whichever is less.

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Hobby, Crafts, or Artists’ Supplies

Homeowner’s insurance covers your home. It is not meant to cover your business, even if your business is at home. If a customer comes into your house and he slips and falls on the sidewalk, it is very likely you will lose the court case (cha-ching!) because the insurance company can rightfully argue that you were not insured to run a business out of your home.

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Hot Tubs

If you live in a region where low temperatures can be a problem, there’s also the chance that your tub could be damaged by the water freezing inside it. If that happens, it can be an unwelcome surprise to learn that your insurance company won’t cover those damages.

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Housewares

Housewares Insurance can be purchased separately or in a package called a business owners’ policy (BOP). Purchasing separate policies from different insurers can result in higher total premiums.

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Lamps/Lighting Fixtures

Lamps and lighting fixtures stores are favorite shopping places for home owners. Whether your customers are decorating a new home or redecorating one they’ve lived in for years, they visit your store to purchase their lamps and lighting fixtures. As the owner of the store, you are responsible for making sure those customers are safe and satisfied while they’re there.

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Leather Goods

The cost for liability insurance for leather goods manufacturers is, as with all insurance, based upon the risk information received by the underwriter.

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WHOLESALERS & DISTRIBUTORS

Wholesalers and Distributors Insurance is a property coverage that will respond to loss of inventory due to unexpected events from transportation to fires. Wholesale and Distributors insurance is a coverage protecting your goods to liability coverage, which is related to the products that you sell. This commercial insurance is geared to meet the unique needs and requirements of wholesale and distribution markets. For companies facing huge potential risks of selling products it is necessary to secure your products with a complete variety of coverage that covers every essential part of the supply chain.
Wholesalers and Distributors Insurance Coverage’s
As one of the leading insurance providers, we are able to offer competitively priced protection against:

Items and products which are in transit (property and inventory)
Damage or loss to reports or bills
Damage or loss to software, development or data
Damage or loss to business property
Loss of income because o accidental eventually
Expenses you incurred from renting or leasing

Who requires Wholesalers and Distributions Insurance?
As a distributor/wholesaler, you manage a constant flow of people and products, which need protection that works as hard as you do. Getting insurance is a smart move to get good coverage for your company and service.

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