Private Client

Exclusive Protection for High-Net-Worth Individuals & Families

At Skyscraper Insurance, we recognize that high-net-worth individuals, families, and business owners require more than just standard insurance coverage. Your lifestyle, assets, and financial portfolio demand a sophisticated, tailored risk management approach that provides comprehensive protection, concierge-level service, and elite expertise. Our Private Client Insurance Services are designed to safeguard your luxury homes, valuable possessions, rare collectibles, exotic vehicles, private aircraft, and personal security with a level of precision and customization that meets your specific needs.

We take a holistic approach to protecting your wealth, working closely with you to assess risk exposure, liability concerns, and future financial security. Whether you own multiple properties across the globe, a fleet of high-value vehicles, rare fine art collections, or private aviation assets, our team ensures that every aspect of your lifestyle is insured against unforeseen risks, liability claims, and financial losses.

Why Private Client Insurance is Essential

High-net-worth individuals and families face unique risks that require specialized coverage beyond standard insurance policies. Luxury assets, high-value real estate, fine art, yachts, and private jets demand tailored protection, as their replacement costs and market values fluctuate significantly. Additionally, individuals with public profiles, high-net-worth investments, and multi-state or international holdings require specialized liability coverage to mitigate potential lawsuits and financial exposure.

This policy is particularly beneficial for:

• Affluent individuals and families requiring tailored asset protection.
• Luxury estate owners seeking customized homeowners’ insurance.
• Collectors of fine art, antiques, and jewelry needing elite valuation coverage.
• Owners of exotic cars, yachts, and private aircraft requiring high-limit policies.
• Executives, entrepreneurs, and investors with extensive liability concerns.
• High-profile individuals, celebrities, and public figures requiring privacy protection and security coverage.

Key Features and Benefits of Private Client Insurance

1. High-Value Home & Estate Protection

• Comprehensive coverage for primary residences, vacation homes, and international properties.
• Guaranteed replacement cost coverage to rebuild luxury homes with original materials and craftsmanship.
• Protection for historical and architecturally significant estates requiring specialized restoration.
• Coverage for home theaters, smart security systems, wine cellars, and rare interior furnishings.
• Includes private staff liability coverage for nannies, housekeepers, and security personnel.

2. Luxury Auto & Exotic Car Insurance

• Protection for exotic, collector, vintage, and high-performance vehicles.
• Agreed value coverage ensures full reimbursement without depreciation in case of total loss.
• Coverage for race cars, classic cars, and privately owned collections.
• Worldwide coverage options for vehicles transported or stored internationally.
• Concierge claims service to ensure access to certified repair specialists and genuine manufacturer parts.

3. Fine Art, Jewelry, & Collectibles Coverage

• Specialized insurance for artwork, rare antiques, jewelry, and high-value collectibles.
• Includes worldwide transit coverage for pieces on loan or exhibited at galleries and museums.
• Coverage for restoration and depreciation if an item is partially damaged.
• Protection against theft, fire, flooding, and accidental damage.
• Expert valuation services to assess market appreciation and adjust policy limits accordingly.

4. Yacht & Private Jet Insurance

• Comprehensive coverage for luxury yachts, superyachts, and private watercraft.
• Specialized aviation insurance for private jets, helicopters, and fractional ownership programs.
• Hurricane and natural disaster protection for marine and aviation assets.
• Coverage for captains, crew, and liability claims arising from vessel or aircraft operation.
• International navigation coverage for assets traveling between countries.

5. Personal Liability & Umbrella Coverage

• High-limit liability protection against lawsuits, defamation claims, and third-party injuries.
• Coverage for domestic staff employment liability in case of wrongful termination claims.
• Kidnap, ransom, and extortion coverage for high-profile individuals and families.
• Cybersecurity and identity theft protection to prevent financial fraud and data breaches.
• Protection against international liability claims for individuals with multi-country exposure.

6. Family & Security Protection Services

• Cybersecurity & identity fraud monitoring to prevent unauthorized financial transactions.
• Kidnap & ransom insurance for executives and individuals in high-risk regions.
• Estate planning & legacy protection, ensuring wealth is safeguarded for future generations.
• 24/7 emergency assistance & private security coverage for personal safety and privacy concerns.
• Specialized equestrian insurance for high-value horses, stables, and competitions.

Additional Coverage Options

Worldwide Travel & Medical Insurance – Comprehensive healthcare protection while traveling internationally. Helipad & Aviation Hangar Protection – Coverage for private aircraft storage facilities. Private Collection Insurance – Specialized coverage for wine, coins, sports memorabilia, and other collectibles. Multi-Residence Coverage – Single policy protection for multiple homes in different locations. Private Foundation & Philanthropy Protection – Liability coverage for personal charitable organizations. Trust & Estate Risk Management – Customized policies to protect family wealth and heirloom assets. Pet & Equestrian Insurance – Coverage for show horses, exotic pets, and valuable breeds.

Who Should Consider Private Client Insurance?

This policy is ideal for:

• Ultra-high-net-worth individuals and families requiring specialized insurance portfolios.
• Collectors and investors seeking coverage for valuable assets.
• Owners of multiple properties and global real estate holdings.
• Business executives, entrepreneurs, and corporate leaders with extensive liability risks.
• Public figures, celebrities, and high-profile individuals needing discreet and secure coverage.
• Affluent travelers who require international medical and security protection.

How Private Client Insurance Works

1. Comprehensive Risk Assessment – Our team evaluates assets, risk exposure, and liability concerns.
2. Tailored Insurance Program Design – We build a customized policy plan to address specific needs.
3. Ongoing Policy Adjustments – As your assets grow and change, we continuously review and update your coverage.
4. Concierge-Level Claims Assistance – Dedicated account executives handle all policy changes, claims, and risk management strategies.
5. 24/7 Elite Client Support – We provide around-the-clock access to private client advisors and emergency response services.

Why Choose Skyscraper Insurance for Private Client Coverage?

At Skyscraper Insurance, we deliver unmatched expertise and discretion in private risk management. Our Private Client Insurance Services offer:

Elite coverage for high-value assets, luxury homes, and rare collectibles. Personalized risk management tailored to affluent lifestyles. Confidential and discreet service with 24/7 access to private client advisors. Comprehensive financial protection for families, estates, and global holdings. Multi-layered security and liability protection for high-profile individuals.

Get a Quote Today!

Your legacy and assets deserve the highest level of protection. Let Skyscraper Insurance provide the specialized coverage, security, and peace of mind you need. Contact us today to explore your Private Client Insurance options.

Contact us for a customized quote today! (877) 595-5002 sales@skyscraperinsurance.com