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Toy Stores

As the owner of one of these types of stores, you have likely invested a lot of time and money into your business. Be sure to protect it with a well-crafted commercial insurance policy.
Our expert retail insurance team has developed an exclusive insurance package for toys shops. Rather than opting for a standard retail insurance policy, our bespoke toy shop insurance meets the changing needs of the retail industry. For example, you may stock high value items and some of your stock may well be seasonal so you will carry differing levels of stock during the year. We can tailor the insurance cover to these requirements so you’re only paying for cover that’s relevant to you.
As well as the standard insurance covers of buildings, contents, stock and equipment, we can ensure you have public, products and employer’s liability cover. What’s more, should the worst happen and your toy shop suffers an interruption in business stopping you from trading, our policy will provide cover for loss of income while you and the business return to normal.
Our team of experienced retail insurance advisers combine expert industry knowledge with the very highest levels of customer service which means you can trust us to provide you with the right insurance cover for your toy shop at competitive prices. Our advisers provide a free no obligation review and quote to see if we can better your current deal.
Toy stores sell a wide range of toys for kids of all ages. This includes board games, handheld electronic and console video games, antiques and collectibles, modern toys, handmade toys, stuffed animals, building blocks, action figures, educational games, train sets and many more options. The biggest risk for toy stores owners is that of theft or shoplifting. Next is potential damage to the building or merchandise that could destroy everything in the store. Other risks include vandalism, general liabilities, and injury caused by the toys themselves. Protect all of your probably risks by getting toy store business insurance.