Tailored Protection for the Skies and Beyond
At Skyscraper Insurance, we recognize that the aviation industry operates in an environment where precision, safety, and accountability are non-negotiable. Whether you’re a commercial pilot, private aviator, or part of the essential crew that keeps aviation operations running smoothly, your profession comes with unique risks. That’s why we’ve designed our Pilots & Aviation Staff Comprehensive Coverage—an insurance policy crafted to safeguard the people who keep the skies safe.
Just as pilots take pride in their expertise and flight hours, we take pride in our deep understanding of aviation risk management. We work exclusively with underwriters and agencies specializing in aviation insurance, and our claims are handled in-house by experts who understand the complexities of aviation-related incidents.
Why Choose Skyscraper Insurance for Aviation Coverage?
Every flight is different, and so is every pilot’s or aviation staff member’s insurance needs. Whether you’re a captain flying international routes, a corporate jet pilot, a flight instructor, or part of ground crew operations, we take the time to understand your specific risks. From cockpit responsibilities to ground handling, we’ve got you covered with insurance solutions tailored to your role.
Our policies are designed for:
- Commercial Pilots (Airlines, Cargo, Charter Services)
- Private Pilots & Recreational Aviators
- Flight Instructors & Trainers
- Corporate & Business Aviation Professionals
- Air Ambulance & Medical Evacuation Staff
- Helicopter Pilots
- Ground Crew, Maintenance Technicians, and Aviation Staff
Types of Coverage for Pilots & Aviation Staff
1. Aviation Liability Insurance:
This is the cornerstone of any aviation insurance policy, covering legal responsibilities in the event of an accident. It includes:
- Bodily Injury Liability: Covers medical expenses, legal fees, and compensation if passengers, crew members, or third parties are injured.
- Property Damage Liability: Protects against claims for damage to third-party property, whether it’s airport facilities, other aircraft, or ground structures.
- Passenger Liability: Provides coverage for legal claims arising from injuries sustained by passengers during flights.
2. Hull Insurance (Physical Damage Coverage):
Covers damage to the aircraft itself, whether due to accidents, extreme weather, mechanical failure, or ground handling errors. It includes:
- Ground Risk Hull (Not in Motion): Covers damage to the aircraft while parked.
- Ground Risk Hull (In Motion): Covers damage during taxiing or ground operations.
- In-Flight Coverage: Protects against damage while the aircraft is airborne.
3. Professional Liability (Errors & Omissions):
Protects pilots and aviation staff against claims related to professional negligence, such as:
- Navigation Errors
- Miscommunication with Air Traffic Control (ATC)
- Flight Planning Mistakes
- Improper Aircraft Handling Procedures
4. Loss of License Insurance:
For pilots, losing a license due to medical or regulatory issues can be financially devastating. This coverage provides:
- Income Protection: Compensates for lost income if a medical condition or other qualifying event prevents you from flying.
- Temporary or Permanent Disability Benefits: Provides financial support depending on the severity and duration of the loss of license.
5. Medical & Accidental Death and Dismemberment (AD&D):
Aviation careers come with inherent physical risks. This coverage includes:
- Accidental Death Benefits: Provides financial compensation to beneficiaries if an insured person dies due to an aviation-related accident.
- Disability Coverage: Offers financial protection if an accident results in permanent or temporary disability.
- Medical Expense Coverage: Covers hospitalization, surgery, and rehabilitation costs after an aviation-related incident.
6. Cyber Liability Coverage (For Modern Cockpit Systems):
With the growing reliance on digital navigation, communication systems, and electronic flight bags (EFBs), pilots and aviation companies face cyber risks. This policy covers:
- Data Breach Response Costs
- Cyber Extortion and Ransomware Events
- Liability from System Failures Affecting Flight Operations
7. Kidnap & Ransom (K&R) Coverage:
Essential for pilots and staff operating in high-risk regions. This includes:
- Ransom Payments
- Crisis Response Services
- Legal and Negotiation Support
What Makes Our Aviation Insurance Unique?
- Expert Underwriting: We partner with aviation specialists to ensure comprehensive risk assessment.
- In-House Claims Team: Our aviation-specific claims adjusters handle every detail with precision and urgency.
- Global Coverage: Whether you’re flying domestically or internationally, we provide worldwide protection.
- Customizable Policies: No two aviation roles are the same. We tailor coverage to fit your specific responsibilities and risks.
- Risk Management Support: Ongoing training, consultation, and safety resources to help reduce incidents and claims.
Secure Your Career Above the Clouds
In aviation, the smallest oversight can have significant consequences. That’s why Skyscraper Insurance offers more than just policies—we provide peace of mind. With our Pilots & Aviation Staff Comprehensive Coverage, you can focus on what matters most: flying safely and confidently, knowing you’re fully protected both in the air and on the ground.
Fly with confidence. Insure with Skyscraper. 
