Investment Property

• Your residential rental property; single-family, duplex, triplex and quad
• Other structures on the property such as sheds, garages, etc.
• Items on the premises you own such as microwaves, washers and dryers being used by your tenants – even tools you keep handy for repairs

Owning an investment property presents specific insurance issues unique to your situation. Recognizing that, we offer landlord policies that can be tailored to your needs. Landlord Insurance coverage options available to you include:

• Landlord Liability: Coverage for accidental damage in relation to your residential rental property, we will defend those claims, and pay those claims for which you are legally responsible.
• Fair Rental Value Coverage: Reimburses you for the income you’ll lose because your tenants will no longer be paying you rent.³
• Inflation Protection: Automatically adjusts your coverage limits at your policy’s renewal to keep pace with inflation. Plus you will also receive a discount on your premium.⁴
• Premises Liability Coverage: Protection against libel and slander, wrongful eviction and wrongful entry claims. Also protects you and your spouse/domestic partner against personal injury and other non-bodily injury claims.⁵