Your electric bike really needs insurance – here’s why

E-bikes are fantastic – they’re fun to ride, take the sweat out of commuting, and make cycling accessible to people who might not have enjoyed it before.  They’re also expensive. A cheap electric bike will set you back around a grand, and a mid-range bike will cost twice as much. It might be covered under your home […]

Rule Change Gives Laid-Off Workers More Time To Sign Up For COBRA Insurance

People who have been laid off or furloughed from their jobs now have significantly more time to decide whether to hang on to their employer-sponsored health insurance, according to a recent federal rule. Under the federal law known as COBRA, people who lose their job-based coverage because of a layoff or a reduction in their hours […]

Houston Rockets sue insurance company for denying its coronavirus business-interruption claim

KEY POINTS The Houston Rockets team, owned by Tilman Fertitta, is suing Affiliated FM Insurance for denying its coronavirus-related claim on a business-interruption policy, according to Bloomberg Law. The Rockets became the first National Basketball Association team publicly known to file a lawsuit to recover losses due to Covid-19. Other sports franchises have been able […]

Brush Fire Threatens Homes in Lake View Terrace Area

A small brush fire was pushing smoke onto the 210 Freeway and burning dangerously close to homes in the Lake View Terrace area Saturday. The fire was burning in the 11400 block of Osborne Street, across from Hansen Dam Recreation area to the north, and grew to 3 acres, the Los Angeles County Fire Department […]

The Facts Matter in Prospective Coverage Disputes Over COVID-19

There are two main questions in every insurance coverage dispute.  First, what are the actual facts that gave rise to the claim?  Second, what are the actual words contained in the specific insurance policy provisions relevant to the claim?  The facts and words matter because, more often than not, each claim and each policy has […]

Utility’s Power Lines Caused Huge 2019 California Wildfire

SACRAMENTO, CALIF. (AP) — Pacific Gas & Electric transmission lines sparked a wildfire in Northern California wine country last year that destroyed hundreds of homes and caused nearly 100,000 people to flee, fire officials said Thursday. The California Department of Forestry and Fire Protection, or Cal Fire, said investigators determined that lines northeast of Geyserville were responsible for […]

The Facts Matter in Prospective Coverage Disputes Over COVID-19

There are two main questions in every insurance coverage dispute.  First, what are the actual facts that gave rise to the claim?  Second, what are the actual words contained in the specific insurance policy provisions relevant to the claim?  The facts and words matter because, more often than not, each claim and each policy has […]

California wildfire destroys dozens of homes in desert town, leaves 1 dead

One person was killed and dozens of homes destroyed after a fast-moving wildfire tore through a Southern California desert town near the Salton Sea, officials said Monday. The blaze began Sunday night in Niland, a small, poor agricultural community about 100 miles from San Diego. The Imperial County Public Health Department said on Twitter that about 40 homes were estimated to have been lost, but the fire has […]

7.4 magnitude earthquake hits southern Mexico, tsunami threat follows

Buildings collapsed, residents were evacuated and tsunami waves of 2.3 feet crashed into Mexico’s southern coastline as a 7.4 magnitude earthquake hit the country on Tuesday.The earthquake occurred at 10:29 a.m. local time (11:29 a.m. ET), with an epicenter 6.8 miles southwest of Santa María Zapotitlán in Oaxaca state, near El Coyul.The earthquake could be felt as far as […]