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How The Cloud Is Transforming The Insurance Sector

The late American inventor and businessman Charles Kettering once said, “If you have always done it that way, it is probably wrong.” Innovation is the driving force for economic growth across many different industries. The insurance sector in particular has much to gain from the adoption of new technologies and processes. As technology has advanced […]

ESSENTIAL ELEMENTS OF A DRUG-TESTING PROGRAM

An effective drug-testing program consists of two key elements: (1) a general understanding of illicit drug use and the primary regulation that addresses drug testing, and (2) a written policy that is tailored to your business’s specific needs. Both are explained below. Fundamental Knowledge The Americans with Disabilities Act Amendments Act (ADAAA) speaks to when […]

New York to commemorate 18th anniversary of the September 11 attacks

It’s been 18 years since the September 11 attacks left nearly 3,000 people dead in the worst act of terrorism the nation has ever experienced. On Wednesday, the 9/11 Memorial and Museum will commemorate the lives lost with a ceremony honoring those killed at the World Trade Center, Pentagon and aboard Flight 93 — as well as […]

Top U.S. insurers pulling out of coal due to climate change

Despite the increasing push across the insurance industry for carriers to divest and/or withdraw coverage of coal ventures, European insurers are ahead of U.S.-based carriers when it comes to such climate change initiatives, according to “Insuring Coal No More,” the third-annual scorecard and report on insurance and climate change produced by a conglomerate of international environmental […]

Why Tire Health Matters For Commercial Fleets

Operating a fleet of vehicles for your business requires oversight. Therefore, you need to make sure the vehicles receive regular preventive maintenance. Some of the most critical components to maintain are the wheel and tire systems. What can you do to keep your tires in good shape? Regardless of the vehicle, they all need tires […]

Active Threat Solutions

Emerging Risk: Workplace and Community Active Violence Situation Overview In today’s world of increasingly frequent violent situations, in both public and private environments, the civilized world has been forced to develop more sophisticated and advanced protective deterrents. Protests, riots, and terrorism have become more commonplace, particularly in the United States, where acts of violence include […]

Workers’ Comp Claims Can Cost You

Losses of productivity and high insurance premiums aren’t the only repercussions of a workers’ compensation claim. If your indirect costs exceed your direct costs, you could end up paying huge out-of-pocket fees. “You’ve got to understand the financial impact of one claim and how it affects the profitability of your company,” explains Bruce Eades of […]

Why Cyber Security & Insurance is a Must-Have for Community Associations

Community associations, including condo associations and HOAs, may not realize the extent of their vulnerability when it comes to cyber crime. Just as with any other small to mid-sized business (SMB), associations can be the target of malware infections and other cyber threats. In fact, SMBs suffer 58% of malware infections, according to a recent […]

7 Nonprofit Insurance Tips You Can’t Afford to Miss

For-purpose organizations are guided by mission, vision, and passion to realize a better world. They’re enthusiastic about what they can offer to individuals and communities. New nonprofits, especially, have a heightened sense of urgency and excitement for what they are setting out to do. Unfortunately, that excitement can be foiled by poor decisions or lack […]

Management and Professional Liability for Real Estate Companies

Real estate companies: here’s the need-to-know about management and professional liability The real estate industry truly knows the meaning of highs and lows. When the market is strong, deals are abundant, revenue growth is prolific and competition is fierce. When the market is weak (or worse, recessed), investors are both timid and scarce, receivables are uncertain…and […]