10 Tips To Lower Your Homeowners Insurance

When purchasing a first home, people often are overwhelmed by unexpected costs. In addition to the mortgage, there are many other expenses to consider such as property taxes, homeowners association fees, repairs, and homeowners insurance. For homeowners insurance, however, there are some things you can do to reduce your premium. Whether you’re a new homebuyer […]

Managing Your Construction Risks for Better Outcomes, Higher Profits

Our deep construction industry experience working with general contractors, construction managers, subcontractors and specialty trade contractors throughout New England, combined with our market access and ability to negotiate the best insurance program structure and pricing, enables NorthStar Insurance Services to help our clients gain control over their total cost of risk. As your partner, we […]

Lyft and Uber fly to Hawaii to build their own captive insurers

Ride-sharing giants Lyft Inc. and Uber Technologies Inc. seem to have found the same solution for dealing with the risks of managing millions of drivers on the road: Creating their own insurers in Hawaii. On Friday, Lyft told potential investors in its initial public offering about its insurance unit, Pacific Valley Insurance Co. Hawaiian public […]

Safety tips for driving in the snow

The Northeast’s first snowfall of the season spawned school closures, dangerous driving conditions and hundreds of flight delays or cancelations. Heading into the coldest months of the year, prepare for more hazardous winter weather events with safety tips for driving in the snow, detailed in a top story below. In other winter-related news this week, […]

Occupational Medicine Provider

Why Partner with an Occupational Medicine Provider With a partner Lower costs The employee feels you care Fast service Better communication Less lost work time Stronger follow-up care Fewer OSHA recordable Easier Billing Without a partner Confusion Poor employee experience Billing issues Lose track of the employee Unnecessary recordables Higher costs Longer case duration Less […]

Australian wildfire claims top 6,000 at a cost of $300M as fires rage on

After months of continuous burns, Australia’s bushfire crisis took a turn for the worse over the holiday season as hot, dry conditions, strong winds and persistent drought fueled the flames of hundreds of fires throughout the continent. As of January 6, insurers have received 6,000 bushfire-related claims since September, valued to cost nearly $300 million USD ($431 million AUD). Reports estimate about 2,000 homes […]

The most notable consumer food and product recalls of 2019

In 2019, it seemed like everywhere you turned there was a new recall warning consumers about a dangerous product or tainted food. December 30, 2019 Recalls have a big impact on what consumers buy, where they shop, and the types of foods they eat. For businesses, a recall event can pack a devastating punch.  In […]


Businesses are required to keep two types of workers’ compensation (WC) records. The first is required by approved State Occupational Safety and Health Administration (OSHA) agencies and federal OSHA. The second is required by your WC insurance carrier. The details of both records are explained below.  OSHA Recordkeeping, 29 CFR 1904 State and federal OSHA require […]

How The Cloud Is Transforming The Insurance Sector

The late American inventor and businessman Charles Kettering once said, “If you have always done it that way, it is probably wrong.” Innovation is the driving force for economic growth across many different industries. The insurance sector in particular has much to gain from the adoption of new technologies and processes. As technology has advanced […]


An effective drug-testing program consists of two key elements: (1) a general understanding of illicit drug use and the primary regulation that addresses drug testing, and (2) a written policy that is tailored to your business’s specific needs. Both are explained below. Fundamental Knowledge The Americans with Disabilities Act Amendments Act (ADAAA) speaks to when […]