Vehicles & Vessels

Comprehensive Protection for Your Vehicles & Vessels

At Skyscraper Insurance, we understand that your vehicles—whether on land or water—are more than just transportation. They are investments, assets, and a part of your lifestyle. Our Boats & Auto Insurance policies provide tailored coverage to safeguard your automobiles, personal watercraft, and commercial fleets from unexpected risks. With our industry expertise, we ensure that you are protected from financial loss, liability claims, and operational disruptions.

Auto Insurance Coverage 🚗

1. Liability Coverage

Liability protection is crucial for covering costs associated with bodily injuries, property damage, and legal expenses in case of an accident where you are at fault. Our policies include: ✔ Bodily Injury Liability – Covers medical expenses, lost wages, and legal fees if you are responsible for an accident.
✔ Property Damage Liability – Pays for damages to another person’s vehicle or property.
✔ Uninsured/Underinsured Motorist Protection – Ensures coverage if you’re involved in an accident with a driver who has little or no insurance.

2. Collision & Comprehensive Coverage

✔ Collision Coverage – Pays for damages to your vehicle after a collision, regardless of fault.
✔ Comprehensive Coverage – Protects against non-collision events like theft, vandalism, fire, and natural disasters.
✔ Glass Protection – Covers windshield and window replacements.
✔ Rental Car Reimbursement – Provides a rental vehicle while your car is being repaired.

3. Commercial Auto Insurance

For businesses operating commercial vehicles, our Commercial Auto Insurance provides coverage for company-owned cars, trucks, and fleets, ensuring uninterrupted business operations.
✔ Fleet Coverage – Protects multiple vehicles under one policy.
✔ Hired & Non-Owned Auto Coverage – Covers rented or employee-owned vehicles used for business.
✔ Cargo & Transit Protection – Covers goods transported in business vehicles.

Boat & Watercraft Insurance Coverage ⛵🚤

1. Comprehensive Boat Protection

Boating is an enjoyable and rewarding experience, but it comes with inherent risks. Our Boat Insurance policies ensure full protection for: ✔ Personal Watercraft (Jet Skis, WaveRunners, etc.)
✔ Fishing Boats & Yachts
✔ Sailboats & Houseboats
✔ Charter Boats & Commercial Vessels

2. Hull & Physical Damage Coverage

Protects your boat against damages caused by accidents, sinking, weather events, or collisions.
✔ Repair & Replacement Coverage – Covers repair costs or replacement if the boat is totaled.
✔ Equipment & Accessories Protection – Includes coverage for trailers, engines, GPS systems, and onboard equipment.

3. Liability & Medical Payments Coverage

✔ Bodily Injury Liability – Covers medical costs if someone is injured while on or around your boat.
✔ Property Damage Liability – Pays for damages your boat may cause to another vessel or dock.
✔ Fuel Spill & Environmental Protection – Covers cleanup costs if your boat leaks fuel into the water.
✔ Guest Passenger Liability – Ensures financial protection if a passenger causes an accident.

4. Uninsured & Underinsured Boater Coverage

Not every boater is insured—this coverage protects you in case of an accident caused by an uninsured or underinsured boater.

5. Emergency & Towing Assistance

✔ Covers towing, fuel delivery, and emergency support if your boat breaks down on the water.
✔ Salvage coverage ensures retrieval of your vessel in case of sinking or accidents.

Why Choose Skyscraper Insurance?

✔ Customized Coverage – Tailored policies designed for your unique needs.
✔ Competitive Rates – Affordable pricing with flexible payment options.
✔ Superior Claims Handling – Quick and efficient claims processing.
✔ Multi-Policy Discounts – Bundle auto and boat insurance to maximize savings.
✔ Industry Expertise – Knowledgeable advisors to help you select the best coverage.

At Skyscraper Insurance, we don’t just insure vehicles—we protect lifestyles. Whether you’re on the road or the water, we provide peace of mind so you can enjoy your journey with confidence.

📩 Contact us today for a customized quote!
📞 (877) 595-5002
✉️ sales@skyscraperinsurance.com