Comprehensive Protection for Your Personal Watercraft (PWC)
Riding the waves on a Jet Ski, WaveRunner, or Sea-Doo is thrilling, but accidents and unexpected incidents can happen. Skyscraper Insurance offers specialized Jet Ski & Watercraft Insurance to protect you, your passengers, and your watercraft from unforeseen risks. Whether you’re navigating lakes, rivers, or coastal waters, our policies provide financial protection, liability coverage, and peace of mind so you can enjoy your time on the water worry-free.
Why Do You Need Jet Ski & Watercraft Insurance?
Many boat owners assume that their homeowners insurance covers their personal watercraft (PWC), but most standard policies provide limited or no coverage for jet skis and other motorized watercraft. A dedicated Jet Ski & Watercraft Insurance policy ensures that you are fully protected from liability claims, property damage, theft, and more.
Key Coverages for Jet Ski & Watercraft Insurance
1. Liability Coverage 
If you are involved in an accident, liability coverage helps pay for damages or injuries to others. This includes: 
Bodily Injury Liability – Covers medical expenses and legal fees if you injure another person while operating your jet ski. Property Damage Liability – Pays for damages to another boat, dock, or property. Guest Passenger Liability – Covers passengers operating your watercraft with your permission.
2. Collision Coverage 
Pays for repairs or replacement of your jet ski if it’s damaged in an accident, regardless of fault. Covers collisions with other boats, objects, or underwater hazards.
3. Comprehensive Coverage 
Protects against non-collision events like theft, vandalism, fire, weather damage, or sinking. Covers replacement or repair costs for total loss or severe damage.
4. Uninsured/Underinsured Boater Protection 
Covers injuries or damages if you’re in an accident caused by an uninsured or underinsured boater. Provides medical payments for you and your passengers.
5. Medical Payments Coverage 
Pays for medical expenses for you and your passengers in case of an accident. Covers hospital bills, ambulance fees, and rehabilitation costs.
6. Towing & Emergency Assistance 
Covers towing costs if your jet ski breaks down on the water. Includes fuel delivery, battery jumps, and mechanical breakdown services. Salvage and wreckage removal coverage ensures proper disposal if needed.
7. Equipment & Accessories Protection 
Covers GPS systems, depth finders, life jackets, and other essential watercraft equipment. Protects against damage or theft of accessories used for recreational activities like water skiing or wakeboarding.
8. Trailer & Transport Coverage 
Protects your jet ski while being towed or transported. Covers damages to the trailer and watercraft due to accidents during transit.
Types of Personal Watercraft (PWC) Covered
We offer insurance for various types of motorized watercraft, including: Jet Skis (Sea-Doo, WaveRunner, Kawasaki Jet Ski) Stand-up PWCs Sit-down PWCs Tandem/Two-Person Jet Skis High-Performance & Racing Jet Skis Touring & Recreational Watercraft
Additional Coverage Options
To further enhance your Jet Ski & Watercraft Insurance policy, we offer optional coverages tailored to your specific needs: Fuel Spill Liability Coverage – Covers cleanup costs if your jet ski leaks fuel or oil into the water. Hurricane Haul-Out Protection – Helps cover costs for hauling and securing your PWC before a major storm. Rental Jet Ski Insurance – Protects rented PWCs from accidental damage and liability claims. Agreed Value Coverage – Ensures you receive the full insured value of your jet ski if it’s declared a total loss.
Why Choose Skyscraper Insurance for Your Watercraft?
Expertise in Marine Insurance – We specialize in tailored coverage for personal watercraft. Competitive Rates – Affordable premiums with flexible payment options. Fast & Reliable Claims Service – Hassle-free claims process to get you back on the water quickly. Multi-Policy Discounts – Save more by bundling Jet Ski Insurance with your Auto, Home, or Boat Insurance.
Get a Quote Today!
Your jet ski and personal watercraft deserve comprehensive protection on and off the water. Don’t let an accident, theft, or unexpected event disrupt your adventures. Let Skyscraper Insurance provide the right coverage for your needs!
Contact us today for a customized quote!
(877) 595-5002
sales@skyscraperinsurance.com
