Premium Protection for Luxury, Exotic, and Classic Vehicles

At Skyscraper Insurance, we understand that owning an exotic, luxury, or classic car is more than just transportation—it is an investment, a passion, and a symbol of craftsmanship and heritage. Unlike standard automobiles, these high-value vehicles require specialized coverage to ensure they are properly protected against potential risks such as accidents, theft, or damage. Our Exotic & Classic Car Insurance Policy is designed to offer comprehensive, customizable, and elite-level protection tailored to the unique needs of luxury vehicle owners.

Whether you own a rare Ferrari, vintage Aston Martin, custom Lamborghini, or collectible Porsche, our insurance solutions provide peace of mind, ensuring your prized possession is safeguarded at all times.

Why Exotic & Classic Car Insurance is Essential

Standard auto insurance policies often fall short in adequately covering high-value vehicles. Due to their rarity, performance capabilities, and collectible nature, exotic and classic cars require specialized coverage that considers their true value, replacement costs, and unique maintenance needs.

This policy is particularly beneficial for:

• Owners of high-performance exotic vehicles such as Ferrari, Bugatti, Lamborghini, McLaren, and Rolls-Royce.
• Collectors of rare and vintage automobiles that appreciate in value over time.
• Enthusiasts who showcase or race their vehicles at car shows, exhibitions, and track events.
• Investors seeking coverage for limited-edition and appreciating assets.
• Luxury vehicle owners requiring coverage beyond standard auto insurance limits.

Key Features and Benefits of Exotic & Classic Car Insurance

1. Agreed Value Coverage

• Unlike standard policies that factor in depreciation, this policy provides an agreed value payout based on a professional appraisal.
• Ensures that in the event of a total loss, theft, or unrecoverable damage, the insured receives the full insured amount rather than market-adjusted pricing.

2. Coverage for Collectibles & Investment Vehicles

• Protects rare, vintage, and one-of-a-kind automobiles against theft, fire, vandalism, and weather-related damage.
• Offers appreciation protection, ensuring that your vehicle’s insured value increases in alignment with its market worth.
• Coverage extends to vehicles in restoration, storage, and exhibition.

3. Specialized Repair & Restoration Coverage

• Covers repairs with original manufacturer parts to maintain authenticity and value.
• Ensures that only certified specialists or brand-authorized shops handle vehicle repairs.
• Includes coverage for custom builds, tuning, and performance modifications.

4. Limited Mileage & Usage Flexibility

• Designed for vehicles that are driven occasionally or seasonally.
• Offers premium discounts for low annual mileage usage.
• Coverage available for track-day events, concours exhibitions, and collector’s showcases.

5. Exotic & Classic Car Roadside Assistance

• 24/7 emergency roadside assistance tailored for high-performance and collectible vehicles.
• Covers towing, battery assistance, fuel delivery, and flat tire support.
• Guarantees transport to specialized exotic and classic car service centers.

6. Protection Against Theft & Fraud

• Specialized anti-theft coverage that includes GPS tracking recovery assistance.
• Coverage for fraud-related losses such as title washing, VIN cloning, or fraudulent sales.
• Worldwide coverage options available for international collectors and dealers.

7. Garage & Storage Protection

• Coverage extends to vehicles stored in private garages, warehouses, and climate-controlled facilities.
• Protects against fire, flooding, structural damage, and burglary while in storage.
• Garage liability insurance available for private collections and showroom exhibits.

8. Multi-Vehicle and Collection Coverage

• Special discounts and coverage enhancements for owners of multiple luxury, exotic, or classic vehicles.
• Tailored protection for entire private collections, classic car museums, and investment vehicles.

Additional Coverage Options

To further enhance your Exotic & Classic Car Insurance, we offer optional coverages tailored to your unique needs:

✔ Worldwide Transport Coverage – Protection during overseas shipping, road transport, or enclosed trailer transport. ✔ Track Day & Exhibition Coverage – Liability and damage protection for racing events and car shows. ✔ Collector’s Spare Parts Insurance – Covers rare or discontinued parts needed for restoration. ✔ Appreciation Rider – Ensures your vehicle’s insured value increases over time. ✔ Legal Expense Coverage – Provides legal support in case of disputes over vehicle authenticity, title issues, or fraudulent sales.

Who Should Consider Exotic & Classic Car Insurance?

This policy is ideal for:

• Luxury & Exotic Car Owners – Those who own high-end brands such as Rolls-Royce, Bentley, Ferrari, McLaren, and Porsche.
• Classic Car Collectors – Individuals who own rare, vintage, or investment-grade vehicles.
• Auto Enthusiasts & Racers – Those who participate in racing events, exhibitions, and collector’s showcases.
• Car Dealers & Private Collectors – Professionals who invest in or trade high-value automobiles.
• Owners of Limited Edition Vehicles – Individuals with rare, one-of-a-kind, or hypercars requiring specialized protection.

How Exotic & Classic Car Insurance Works

1. Custom Policy Creation – Our experts assess your vehicle’s true market value and tailor a policy based on your needs.
2. Agreed Value Appraisal – The insured value is set and guaranteed, ensuring full compensation in case of total loss.
3. Flexible Coverage Options – Choose protection for regular use, exhibition, racing, or storage.
4. Premium Concierge Claims Support – In the event of an incident, our high-net-worth insurance specialists handle your claims with priority service.
5. Ongoing Vehicle Appraisals & Adjustments – Regular policy updates ensure that your vehicle remains properly insured as its value appreciates.

Why Choose Skyscraper Insurance for Exotic & Classic Car Coverage?

At Skyscraper Insurance, we provide more than just insurance—we offer peace of mind and elite-level service for high-value vehicle owners. Our policies provide:

✔ Exclusive, tailored protection for luxury, exotic, and classic vehicles. ✔ Concierge-level claims support with 24/7 assistance. ✔ Access to industry-leading auto appraisers, collectors, and restoration specialists. ✔ Flexible policy options that adapt to your driving habits and storage needs. ✔ Multi-vehicle discounts for private collections and investment-grade automobiles.

Get a Quote Today!

Your luxury and classic vehicles deserve specialized protection. Let Skyscraper Insurance provide the security and peace of mind you need to preserve the value and integrity of your prized automobile. Contact us today to explore your coverage options and experience the highest level of insurance service.

📩 Contact us for a customized quote today! 📞 (877) 595-5002 ✉️ sales@skyscraperinsurance.com