Employer-Sponsored Health and Supplemental Medical Coverage plays a vital role in supporting employee health, productivity, and overall job satisfaction. Providing access to quality healthcare benefits not only protects employees and their families but also strengthens company culture and long-term organizational success.

Skyscraper Insurance partners with employers to design health benefit programs that are competitive, compliant, and financially sustainable. Our solutions are customized to meet the unique needs of growing businesses, established companies, and multi-state operations.

Group Health Insurance Plans

Group Health Insurance provides essential medical coverage for employees, helping manage healthcare costs while ensuring access to necessary medical services.

Coverage options may include:

• Major medical plans
• PPO, HMO, and high-deductible health plans (HDHPs)
• Prescription drug coverage
• Preventive care and wellness benefits

We work with leading carriers to deliver flexible plan designs that align with employer budgets and employee expectations.

Supplemental Medical Coverage

Supplemental Medical Insurance enhances primary health plans by covering additional expenses and gaps not fully addressed by traditional group health insurance.

Supplemental options may include:

• Dental and Vision Insurance
• Critical Illness Coverage
• Accident Insurance
• Hospital Indemnity Plans

These benefits provide employees with added financial protection and choice, helping reduce out-of-pocket costs while improving overall benefit satisfaction.

Employer Benefits

• Improves employee recruitment and retention
• Enhances workplace morale and productivity
• Supports employee wellness and long-term health
• Provides tax-advantaged benefit solutions
• Demonstrates commitment to employee care

Compliance and Cost Management

Skyscraper Insurance helps employers navigate complex regulatory requirements including ACA compliance, state mandates, and reporting obligations. We focus on cost containment strategies without sacrificing coverage quality, ensuring sustainable benefit programs that grow with your organization.

Skyscraper Insurance Advantage

Our Health & Benefits team provides:

• Strategic plan design and carrier negotiations
• Compliance guidance and ongoing plan support
• Integration with HR, payroll, and PEO solutions
• Annual market reviews and benchmarking
• Dedicated service and employee education

We don’t just place policies—we build long-term benefit strategies that support your workforce and your business goals.