Happy July 4th from Skyscraper Insurance

silhouette-of-trees-under-fireworks-1474226

Happy July 4th from Skyscraper Insurance

I, along with the entire  Skyscraper Insurance Team, wish you, your family, and friends a Happy July 4th.
This year in particular we reflect on the meaning and importance of our freedom. So in addition to the heroes who shaped our freedom in America long ago, we would like to recognize those whose current sacrifices continue to serve us through this unprecedented period in history.
We too strive to serve you as your loyal and dedicated advisor in navigating the current market.
Thank you for your partnership, business, and friendship, and we look forward to building with you in the years ahead.    

Chaim Berkovic President – Skyscraper Insurance  

https://mailchi.mp/643d74254acb/happy-4th-of-july-from-skyscraper-insurance

4th of July Party Ideas

Summer is heating up, and it’s time to look ahead to 4th of July party ideas! My family hosts a backyard bash every July 4th but we’re currently in the middle of a move, so instead of getting ready for our usual fireworked festivities, I’m going to share some of our favorite 4th of July party ideas through the years.

1.  Put out a variety of yard games, such as croquet, ring toss, golf toss, a football and baseball and gloves for playing catch, and frisbees. Having a great selection of yard games in sight will encourage your guests to spread out throughout your backyard (versus everyone crowding on the deck or in the kitchen).

2.  Set up a slip and slide.  Have your guests bring their swimsuits and a towel, and help the kids beat the heat and burn off some energy with a slip and slide or sprinkler set up in your backyard.

3.  Keep the kids entertained even after the water fun wears off with buckets of toys and playthings.  Fourth of July-themed tattoos, stars and striped pinwheels, “snapper” fireworks, sparklers, and glow bracelets for when the sun goes down have all been huge hits with the little ones at our parties.  Interested in doing something unique and unexpected?  Make up some DIY 4th of July Candy Rockets!  Fill the insides of these rocket with toys, trinkets and candies for a fun and festive surprise.

4 .  Keep guests safe with plenty of sunscreen and bug spray close at hand.  I like to set out little buckets with sunscreen and bug spray in several different places on our deck, patio, and backyard, so guests never have to look far to find some and reapply.  Make your outdoor area a mosquito-free zone by spraying your yard with a specialty mosquito yard spray prior to your party, or for a more all-natural approach, consider making or purchasing all-natural citronella candles to burn and keep the bites away.

5.  Have a s’mores buffet!  If you have a fire pit in your backyard, consider setting up a fun s’mores buffet for your guests.  Think beyond the Hershey bar and include a variety of chocolate options including the traditional milk chocolate, Hershey’s Cookies & Cream bars, dark chocolate options, and even Reese’s peanut butter cups.  Chocolate lovers can swap out the standard honey graham crackers for the chocolate graham variety, or try cinnamon graham crackers for a unique s’mores taste!

6.  Keep costs low with budget-friendly DIY decorating.  Look around your home to see what you already have on hand that could fit your Fourth of July party’s red, white, and blue theme.  Red baskets or bowls from Christmas repurpose well for July 4th.  Low-cost red and blue handkerchiefs are a cheap and easy way to dress up a tabletop when opened up and laid flat.  Raid your recycle bin and spray paint glass jars red white and blue, or tie with ribbon or fabric for low-cost patriotic centerpieces.  Mason jars also make great party decor.  Tie them with ribbon or stick the center of a festive napkin inside (with the edges of the napkin coming up and out of the top of the jar) and fill with silverware for guests, or Twizzlers licorice for a fun little candy display that resembles fireworks.

One of my favorite low-cost 4th of July decorations is this denim pocket bunting I made last year out of old blue jeans.  You can hang the pockets as shown for a decorative banner, or set a single pocket on top of each guest’s placesetting to hold their napkin and utensils.

Wishing you all a safe and enjoyable upcoming 4th of July holiday!

Leave a Reply

Your email address will not be published. Required fields are marked *

Related posts

Workers' Comp

2025 Workers’ Compensation Trends: What to Expect

As the workforce continues to evolve, workers’ compensation is at the forefront of addressing new challenges and opportunities. By 2033, nearly one in four U.S. workers will be 55 or older, as reported by the Bureau of Labor Statistics (BLS). This marks a significant increase from just over 15% in 2003. The aging workforce brings new complexities, including a rise in chronic health conditions, comorbidities, and longer recovery times following workplace injuries. At Skyscraper Insurance, we understand that these trends require adaptive strategies. Tailored safety programs, ergonomic solutions, and a focus on preventive care and health maintenance are vital to ensuring the health, productivity, and safety of older employees. These measures don’t just mitigate risks—they also create a supportive and efficient workplace environment. In parallel, advancements in technology are revolutionizing the workers’ compensation landscape. Innovations like artificial intelligence and telemedicine are enhancing the customer experience, from streamlining underwriting and claims processes to providing injured workers with immediate access to medical professionals. The rise of the gig economy further underscores the need for dynamic, tech-driven solutions to keep pace with an ever-changing workforce. The importance of risk management is also reflected in recent executive surveys. In 2024, 23% of global executives identified employee risk as their top concern, surpassing all other business risks. Additionally, 42% believed they were operating in a high-risk environment, a notable increase from 31% in 2023. This sentiment highlights the growing recognition of the need for proactive and comprehensive workers’ compensation solutions. Looking ahead to 2025, businesses should prepare for potential shifts in workers’ compensation costs. Factors such as wage inflation, increased claim sizes, and market dynamics may lead to rising premiums despite a softer market. At Skyscraper Insurance, we are dedicated to helping businesses navigate these changes effectively. By staying ahead of industry trends and leveraging cutting-edge solutions, we empower our clients to maintain robust, compliant, and forward-thinking workers’ compensation programs. Together, we share your vision for a safer and more prosperous tomorrow.

Read More
Commercial Auto

How to Optimize Commercial Lines Insurance for Your Business in 2025

The landscape of small-to-medium commercial insurance has experienced steady growth in recent years. With global property and casualty premiums growing at an annual rate of 6-8% since 2018, the commercial lines sector has emerged as a critical area of opportunity. Factors driving this expansion include hardening market conditions, insurer exits from states like Florida and California, and a rising need for tailored coverage solutions to address unique risks. At Skyscraper Insurance, we recognize the importance of adapting to these market dynamics and providing our clients with tools and strategies to thrive. Here’s how businesses can make commercial lines insurance work smarter for their needs. The Power of Diversification Expanding into commercial lines is a proven way to increase profitability while mitigating risks. By offering cross-sector solutions — from specialized liability to industry-focused coverage — businesses can grow their client base while addressing underserved needs. Skyscraper Insurance makes this transition seamless, providing expert guidance and comprehensive options to diversify your portfolio effectively. Streamlining Quoting Processes Traditional quoting methods can be labor-intensive and error-prone, deterring many agencies from fully exploring the potential of commercial lines. With advanced technology, Skyscraper Insurance simplifies this process. Our integrated tools allow businesses to enter data once and receive competitive quotes from multiple carriers in minutes, ensuring clients receive the best possible options while saving time and reducing administrative burdens. Reducing Errors Through Automation Human errors in data entry can disrupt workflows and introduce risks. By leveraging cutting-edge automation solutions, Skyscraper Insurance ensures data accuracy across platforms. Our systems seamlessly integrate with agency management tools, minimizing redundancies and enabling faster policy renewals and claims processing. Embracing a Connected Future Commercial lines insurance offers vast opportunities, but success hinges on embracing digital transformation. Skyscraper Insurance provides the tools needed to connect management systems, automate renewals, and streamline carrier relationships. By adopting our “one-to-many” quoting model, businesses can optimize efficiency, improve client satisfaction, and drive profitability. Partnering with Skyscraper Insurance In a competitive and evolving market, having a trusted partner makes all the difference. At Skyscraper Insurance, we empower our clients with tailored solutions, innovative technology, and industry expertise. Whether you’re expanding your book of business or exploring new opportunities in commercial lines, we’re here to help you navigate the complexities of 2025 and beyond.

Read More
Try your instant quote