Social Clubs bring people together for various reasons including culture, religion, education, ethneticity, careers, sports and many others. As diverse as the purpose of the club may be, they all bring together a group of people with a common interest.
As an organization supporting Social Clubs you face some unique risk and exposures that you need to protect your organization from.
The larger the club, the more exposure to risk the club acquires. In addition to the trip and fall claims that can occur most anywhere, social clubs have the increased risks of alcohol, special events/fundraisers and volunteers to name a few. Accidents do happen.
Let’s not forget the day to day risks you take: Is the property safe for members and visitors? What will Mother Nature have in store for us next?
The team at skyscraper insurance has worked with social clubs to provide insurance protection and tools to assist clubs like yours in reducing their exposure to an incident, claim or loss.
Your local insurance agent could possibly provide insurance for your club. However, would they have the experience, knowledge and resources to provide you the insurance protection and – just as importantly – the tools to reduce losses your club may face?
We work with you to fully understand the needs of your club, identify gaps in protection, provide the insurance coverage to fill those gaps when available and build a set of policies that deliver it. Here are just a few examples of the risks we can protect you against:
- Liquor Liability.
- Allegations of discrimination and slander.
- Special events
- Injury to members.
- Employee/volunteer theft.
- Damage to your property and equipment.
- Damage to equipment while in transit.
- Allegations against the board of directors for fiscal irresponsibility or discrimination.
Not only do we deal with the top insurers and deliver the best prices for insurance tailored to art and cultural organizations like yours, we also provide our clients with an unbeatable range of best practice tools such as abuse policies and procedures, step by step guidelines to safety audits and inspections, accident investigation plans, and incident reporting guidelines all free.