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Music Recording Studios

Recording studio insurance is a specific type of business insurance policy. It is designed to protect studio owners against third-party lawsuits and loss of business property or assets.

Whether you’re a small recording studio working with local artists or a large studio producing albums for headliners, your music studio insurance needs can be both unique and complex. We’ve been insuring businesses like yours longer than many of today’s musical superstars have been alive. We understand your complexities. We understand the increasing professional exposure that is evolving in our litigious society. We understand the financial investment that you’ve made in cutting edge equipment. We are here to make sure that you, and your investments, are protected properly.

What is Recording Studio Insurance?
Recording Studio Insurance is a specific type of business insurance policy. It is designed to protect studio owners from third-party lawsuits and loss of business property or assets. Skyscraper insurance insurance offers coverage options that are important to recording studio owners, allowing them to build customizable policies that meet their specific studio needs. We can cover the smallest home studio, to the largest professional multi-room studios.

In today’s highly competitive business environment you need every advantage to succeed. That’s especially true when it comes to selecting your business insurance. Recording studios are unique and shouldn’t be insured like other businesses. In order to meet these specific needs, we have created a special recording studio package that broadens and increases coverage where studios need it most.

Our goal is to provide more for the insurance dollar than any of our competitors. Recording studios have unique coverage concerns for which specific policy forms have been designed to accommodate these exposures. Our comprehensive insurance portfolio gives you the ability to combine broad property, liability, commercial auto, and umbrella coverage.

What Does Recording Studio Insurance Cost?

Basic recording studio policies start at about $500 a year. The cost of your policy will depend on a few factors, including:

  • The size of your studio
  • The location of your studio
  • Your gross annual revenue
  • The number of years you have been in business
  • The amount of coverage purchased

Recording studios exist in an industry that remains consistently strong. Regardless of the economic state of the country, there is always a demand for new music. Owning and operating a recording studio can be a lucrative endeavor, but, just like any business that involves working with the public, it is not without its risks. Fortunately, you can purchase recording studio insurance to protect your investment.

Skyscraper insurance Recording Studio Insurance is, quite possibly, the most comprehensive recording studio insurance package available and it’s easy to manage. You can cover all business risks under one policy and avoid duplicating cover you already have. With out of hours access to claims support, you don’t have to wait until the next day to get things moving.

Liability coverage is the most important component of any recording studio insurance policy. There are many instances in which you might find yourself on the wrong end of a lawsuit. Even if the case is thrown out for lack of merit or you cleared of all charges, the accrued legal defense fees can be enough to cause your business great financial hardship. Fortunately, studio liability insurance includes coverage for all court costs and legal fees associated with any covered event.