Owning a marina certainly has its perks. Living on the water and working with vessels of all types provides for a truly unique lifestyle. However, with this enjoyable occupation comes increased liability and exposure to risk. Protection of your property and your business is paramount in operating an efficient business with a clear mind. Our team of experts is well versed in marina insurance coverage options in order to best equip you with the tools you need to ensure your business’ protection.
On the surface, marinas seem like a relaxing lifestyle in a carefree environment. However as any marina owner will tell you, there are a number of opportunities for accidents to happen. With your property, as well as the property of numerous clients in your care, selecting the correct coverage is vital to protecting your business. Skyscraper insurance offers a wide range of marina insurance and marina coverage options including:
- Harbor Insurance
- Sudden & Accidental Pollution
- Piers, Wharves, & Docks
- Marine Employers Liability (MEL)
- Commercial General Liability
- Protection & Indemnity
- Marina Operators Legal Liability
Since marinas can vary significantly, it is vital that owners and operators partner with marine insurance agents who can handle a multitude of coverage’s. Skyscraper insurance is uniquely positioned to assist with your marina insurance needs.
Marina owner’s face many exposures and need several different forms of insurance. Among these are a potential for loss to their docks, piers, bulkheads, buildings and contents from a variety of Hazards. In addition, they face numerous liability exposures, such as liability from injury to the public, customers and visitors.
Most marinas are designed to be safe. However, accidents still happen, and weather events can still cause significant damage. When they do, it is much better to be prepared than to be caught without proper coverage. Without adequate coverage, losses can quickly add up to the tens or hundreds of thousands of dollars—or even to millions of dollars. These are losses that you do not want to have to shoulder by yourself.
Our marinas insurance professionals can provide you with coverage options that can be specifically written for your individual marina needs. You can get coverage for your physical property, such as your watercraft, docks, and buildings, as well as liabilities such as general liabilities and marina operator’s legal liability.