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Inspectors Errors & Omissions (E&O) Insurance, also referred to as professional liability insurance is often defined as a form of liability insurance that protects or defends a professional opinion, advice or service.

Skyscraper insurance specializes in placing errors and omissions insurance for real estate appraisers, home inspectors, real estate agents and brokers, mortgage field service professionals, mortgage brokers, title and others. Skyscraper insurance offers the lowest rates on appraiser’s insurance with same day coverage & confirmation (most cases).

When your business involves appraising property for value and damage, you are at constant risk of being pulled into a lawsuit by those who feel that your appraisal undervalued their property and caused them some form of financial loss. Whether you are a real estate appraiser setting the market value of a home or an automobile insurance appraiser setting the amount of damage done during an accident, you need appraisers insurance to protect you from the high cost of legal action.

You will find that when potential customers see that you are covered by an appraisers insurance policy, it can give your business a much more legitimate and professional appearance. This will in turn translate into more trust in your abilities and boost your potential income. You should be aware that you can be sued even if it is not your fault that the property values are much lower than you appraised them at, many appraisers have ended up being sued even though general market conditions were to blame for dropping prices.

There are appraiser’s insurance policies available for most type of appraisers from home and automotive to business and antiques. To get the best coverage you should use Skyscraper insurance to contact several insurance companies and discuss your needs. This will allow you choose the right level of coverage to fit in with your needs and your budget. Remember that no matter how accurate your appraisals are, at some time you are likely to be sued and you need to have your bases covered.

Most professional home inspectors carry some form of insurance. Many states require certain types of coverage’s and minimum limits for liability. In today’s world a claim can come from nearly any source. Just because you’re contracted to work for your client, that doesn’t necessarily stop claims from being filed by parties unrelated to the original inspection.

At Skyscraper insurance, our Inspector insurance program provides coverage for both Errors & Omissions (E&O) insurance as well as General Liability insurance. As a Home Inspector there are many operational risks you face. Our comprehensive insurance package was designed by leading professionals in your field to ensure your professional and general liability risks are properly covered.