Search
Close this search box.

How to prepare homes for vacancy this summer

travel-world

How to prepare homes for vacancy this summer

Half of U.S. adults said they are likely to take a vacation this summer, according to a study by The Points Guy and Healthline Media.

After a summer under lockdown in 2020 that caused widespread travel cancellations, many Americans are eager to embark on a trip this summer.

According to a recent study by The Points Guy and Healthline Media, 50% of U.S. adults said they are likely to take at least one vacation from June to September 2021. “Some Americans may not have had a summer vacation since 2019, and so there’s clearly a lot of pent-up demand,” said Melanie Lieberman, senior travel editor at The Points Guy, in a statement.

This surge in vacations will result in more homes to be vacant this summer. Moreover, as the economy moves into a post-COVID era, homes also will be left unoccupied for several hours most days as adults return to the office and children resume typical summer activities, such as camp.

To help clients prepare for home vacancy this season, Jennifer Wilbert, assistant vice president of personal insurance property at Travelers, offers the following five tips for homeowners:

1. It’s all about maintenance. Before departing on a trip, it’s crucial that homeowners complete a routine maintenance check on their house. Here is a simple checklist to follow:

  • Get the roof inspected, clean gutters, and check downspouts to be sure water moves away from the home.
  • Unplug all unnecessary appliances to reduce energy cost and fire risk.
  • Check smoke detectors and batteries.
  • Set the thermostat to an “away” setting to save energy.
  • Remove dead trees or overhanging limbs from the property.
  • Ask a friend, neighbor or relative if they are available for emergency situations and to monitor the home for any damage.

2. Check water pipes. Twenty-three percent of homeowners insurance claims result from water damage unrelated to weather events, such as leaking pipes, according to Travelers data. Homeowners should schedule an inspection with a plumber to make sure that there are no risk factors for pipes. Consider shutting off the main water valve or asking a neighbor to check to make sure leaks don’t go unnoticed for an extended time.

There also are many smart home solutions that can help detect and alert homeowners of leaks. Water sensors and low-temperature sensors are affordable safeguards to monitor for moisture, and smart shut-off valves automatically turn off the water if a leak is detected. Some insurance providers offer discounts when these types of devices are installed, so homeowners can save on their policies and secure their homes at the same time.

3. Do a deep clean. It’s a nice perk to walk into a clean home after a long trip, but doing a deep clean before going on vacation can also prevent things from going awry, like a bug or rodent infestation. Be sure to mop and vacuum the floors, scrub the toilets and sinks, and dispose of any perishables that could go bad.

4. Fend off burglars. Making it look like someone is home can help thwart thieves from a break-in and offer homeowners peace of mind. Program any smart electronics, like a TV or radio, to come on at a certain time to show activity. Arrange to have mail and package deliveries forwarded, hire someone to mow the lawn, and set up motion-sensitive exterior lights or internal lights on timers.

In case someone does break in, confirm that alarm systems are working and activated upon leaving, store valuables in a safe deposit box or secure location outside the home, and secure external doors and windows with deadbolt locks.

5. Consult an insurance agent. Even with thorough preparation, things can still go wrong while away, so homeowners should make sure their insurance policy has them covered should an emergency pop up during their trip. Encourage clients to check in with their insurance agent to ensure their policies includes home vacancy as well as for any savings that they may be able to take advantage of due to the use of smart, preventative measures.

Leave a Reply

Your email address will not be published. Required fields are marked *

Related posts

Careers

Shaping the Future of Insurance: Guiding the Next Generation

The insurance industry, often perceived as a safety net, plays a much larger role. It fosters progress and innovation, driving sustainable growth for businesses, individuals, and communities. This success begins with nurturing talent. Attracting, developing, and retaining the brightest minds is essential to sustain the industry. It’s not just a strategy—it’s a shared responsibility to inspire the next generation to redefine the future of insurance. Building Bridges with Tomorrow’s LeadersOrganizations like Gamma Iota Sigma connect students with professionals, showing them that insurance is more than risk assessment. Leaders from diverse fields, such as data analytics, technology, and traditional actuarial sciences, can guide students toward fulfilling careers in this dynamic sector. Ways to Lead the Charge: In-House Initiatives to Empower TalentInsurers can also develop internal programs, such as Travelers EDGE. This initiative partners with schools and organizations to provide scholarships, internships, and career preparation resources. Since 2007, it has enabled over 340 students to earn bachelor’s degrees, creating a robust talent pipeline for Travelers and the broader industry. Committing to a Brighter FutureTo ensure our field thrives, we must commit to mentoring and supporting the next generation. By engaging with initiatives like Gamma Iota Sigma, we can solidify insurance’s dual role as both a safety net and a catalyst for progress. Let’s Lead Together.#WeShareYourVisionForABetterTomorrow

Read More
Cyber Liability

The Rising Importance of Cyber Insurance for Startups

The landscape of cybersecurity is shifting rapidly, making cyber insurance a critical safeguard for startups. According to Embroker’s 2024 Cyber Risk Index: Startup Edition, 93% of startups now carry cyber insurance, a significant increase from 86% just two years ago. This trend reflects growing concerns over cyberattacks, with 81% of startup founders having faced a cyberattack in their career—up from 67% in 2022. Why Cyber Insurance Matters for Startups Startups face mounting pressures from investors, boards, and clients to maintain cyber coverage. In fact, 41% of founders say cyber insurance has helped them secure funding, underscoring its role beyond protection. As Andy Lea, Embroker’s chief insurance officer, explains, “Cyber insurance is becoming more important, not just for protection but as a business enabler, given the prominence of cyber breaches in the news.” Factors Driving Cyber Coverage Adoption Several elements are pushing startups toward cyber insurance: Moreover, 87% of startups are planning new cyber protection measures for 2025, while nine in 10 have a dedicated cybersecurity team or vendor. Confidence in Coverage Interestingly, while only 7% of startups opted for the most comprehensive cyber insurance in 2024, most founders remain optimistic about their policies. A substantial 66% believe their current coverage fully addresses their risk, up significantly from 30% in 2022. As cyber threats evolve, startups are increasingly prioritizing insurance as part of their resilience strategy, reflecting a broader industry shift toward proactive risk management.

Read More
Try your instant quote