Does New Jersey’s PIP Law Change Allow Injury Victims to Claim Future Medical Costs? 

MicrosoftTeams-image (11)

Does New Jersey’s PIP Law Change Allow Injury Victims to Claim Future Medical Costs? 

The New Jersey Supreme Court is set to decide if a legislative amendment to the state’s personal injury protection (PIP) law enables accident victims to receive benefits for future medical expenses. 

This review comes after a trial judge allegedly used an older version of the PIP statute, ignoring the recent changes. 

Case in Focus: Brehme v. Irwin 

Linda Brehme was injured in a 2016 car accident in Paramus when Thomas Irwin’s vehicle hit her from behind. She was awarded $225,000 for pain and suffering and $50,000 for lost wages, but her future medical expenses, estimated at $236,000, were denied by the judge. 

Legal Dispute 

Gerald Clark, Brehme’s attorney, argues that the judge failed to apply the revised PIP law that allows for compensation of future medical expenses. The 2019 Supreme Court ruling in Haines v. Taft stated that medical bills exceeding PIP coverage could not be claimed at trial, inviting the Legislature to clarify the law. 

Legislative Amendment 

Following Haines, the Legislature amended the PIP statute (N.J.S.A. 39:6A-12) to allow the collection of medical bills beyond PIP benefits at trial. However, the trial judge in Brehme’s case did not apply this amendment. 

Appeal and Controversy 

Clark has appealed the decision, arguing that accepting the initial judgment does not waive the right to appeal for future medical expenses. The Appellate Division panel ruled against the appeal, citing procedural issues rather than addressing the statute’s application. 

Moving Forward 

Clark is optimistic about presenting the case before the New Jersey Supreme Court, seeking justice for Brehme and others in similar situations. 

Stay tuned as the court reviews this significant issue affecting personal injury claims in New Jersey. 

Leave a Reply

Your email address will not be published. Required fields are marked *

Related posts

Commercial Auto

Strategies to Reduce Auto Insurance Costs

In today’s economic climate, finding ways to cut expenses is a priority for many households, and auto insurance is no exception. On average, full coverage auto insurance costs $2,458 annually, or about $205 monthly, according to Bankrate. However, these rates vary widely depending on geographic location, personal factors, and the type of coverage. Why Auto Insurance Costs Vary Factors like a higher cost of living, state minimum coverage requirements, and traffic patterns heavily influence insurance premiums. For example: Beyond location, your driving record, credit history, and even age significantly impact your insurance rates. Expert Predictions for Rising Rates Industry experts warn that auto insurance rates are expected to rise further in 2025 due to inflation, increased vehicle repair costs, and a higher frequency of severe weather events. Practical Tips to Save on Auto Insurance To help mitigate rising costs, here are nine strategies from Consumer Reports, tailored to help drivers maintain robust coverage while cutting expenses: At Skyscraper Insurance, we understand the financial challenges you face and are committed to helping you find tailored auto insurance solutions that balance affordability with comprehensive coverage. Contact us today to explore your options. #SkyscraperInsurance #AutoInsuranceSavings #RiskManagement #WeShareYourVisionForABetterTomorrow

Read More
Risk Management

Rising Risks in D&O Insurance: Preparing for 2025

As businesses navigate an increasingly complex landscape, directors and officers (D&O) insurance is facing heightened risks and emerging challenges. A report from Allianz Commercial highlights several key areas that demand attention from D&Os as they approach 2025: 1. Global Exposure 2. Privacy-Related Claims 3. Geopolitical Uncertainty 4. Artificial Intelligence Risks 5. Rising Business Insolvencies Proactive Risk Management is Key With these rising risks, companies and their leadership must adopt proactive strategies, including enhanced policy reviews, frequent training, and robust internal governance structures, to stay protected. Skyscraper Insurance is committed to helping clients navigate these challenges with tailored D&O insurance solutions that provide comprehensive coverage in a volatile world.

Read More
Try your instant quote