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Tree Services (Cutting/Trimming, Stump Removal)

Once before deciding on accommodating tree insurance as a part of homeowner’s policy it is vital to consider details of the property. It is good to count the amount of young and old trees in the surrounding that can possibly pose a threat to property.

Skyscraper insurance provides an Industry specific Specialist to partner with tree Service experts not only to customize an insurance program to cover operations in event of loss, but to offer ongoing risk management for the business so that you can do what you do best in providing exceptional service to your clients!

General Liability is the most common type of insurance purchased. This policy covers your business if you were to accidentally injure another person or damage their property. Depending upon the specific services of your company, you may want to add the following coverage’s:

  • Professional Liability- If as a tree care professional, you remove the wrong tree, misdiagnose a disease, or make an improper cut causing the tree to fall, you may need professional liability to cover this type of loss.
  • Herbicide & Pesticide Applicators Coverage – This coverage is for plant health care operations that are found negligent for misapplication of chemical to a customers tree or bodily injury or property damage to a third party. (i.e., The neighbors dog becomes ill due to chemical over-spray.)
  • Pollution coverage- If your operation includes the use of onsite chemical rigs that overturn on your customer’s property, this offers coverage for the pollutant cleanup.

Equipment coverage is vital to every tree care company. Having the right equipment makes all the difference. There are many different ways to insure your equipment so be sure to discuss with our team to create the best solution for you and your equipment. Skyscraper insurance offers tool coverage on a Replacement Cost Basis, which replaces your old tools with new ones in the event of a covered loss.

Homes covered with beautiful old and big trees reflect beauty of their own. Such surroundings are a peaceful home for humans and animals. Well, these trees do come with a caution. The caution of being dangerous to life and property if proper signs are not taken care of. These signs basically indicate the emergency for tree removal or need for tree services.

Risks of tree damages can be covered under insurance policies. People are often unclear while processing their home owner’s policy and don’t really know if they require tree insurance?

Insurance coverage for tree work done on your property probably isn’t the first thing you think about when hiring someone to prune, remove, treat, or maintain your trees. But it’s arguably the most important consideration.

We’re not saying that you shouldn’t check into a tree care company’s experience, references and credentials – just that you should always also check on their insurance coverage.