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Towing Operations

Towing insurance requirements often are established by State and Federal minimum standards. Quite often, those limits do not adequately protect the towing company from liability situations, and they need more coverage.

Skyscraper insurance is a preferred provider of specialty liability insurance coverage for towing and repossession companies. Many carriers drop in and out of the class writing business for a limited time. We understand the business and recognize gaps in coverage and liability risks such as on-hook towing, wrongful repo, assault and battery, risks in transportation of goods, firearms, personal liability risks of employees, security personnel, as well as animal liability risks associated with guard and watchdogs.

The Skyscraper insurance Towing Program offers Commercial Auto, General Liability, Property,and Excess/Umbrella coverage’s for towing operations and vehicles. Garage keeper’s coverage includes an On Hook endorsement. A $100,000 premium commitment is required for agency participation.

It’s not for the faint of heart, this tossing around and hauling away of twisted metal. Things can happen. That’s why having a connection with an insurance adviser that is as strong as your equipment is critical. The professional Advisers at Skyscraper insurance know this industry and its unique challenges. We have developed more than a dozen A-rated programs to meet the varying needs of our towing clients.

Each program provides customized risk management strategies and unparalleled customer service that fit you to a tee, including, but not limited to:


  • General liability
  • Property
  • Auto
  • Inland Marine
  • Worker’s Compensation
  • Employee Benefits
  • Umbrella/Excess Coverage
  • On-Hook Cargo
  • Motor Truck Cargo

Business Served

  • Towing & Recovery
  • Heavy Hauling
  • Auto Transporting
  • Auto/Truck Repair
  • Captives