If a refrigeration system malfunctions, the store could face liability and financial risks. Improperly refrigerated foods could spoil and destroy inventory or sicken customers.
A refrigeration failure could entitle you to a business insurance claim. Most grocery store insurance policies cover this type of damage. Liability coverage could also protect you from claims of customer illness or injury from refrigeration problems.
However, do everything you can to cut the risk of failures or customer injuries. Negligent practices could cost you a claim. This is because you didn’t take care of your systems.
Without refrigeration, a great deal of your inventory and your daily operations could stop working. Yet, many grocery stores simply keep their systems running without putting much thought into proper upkeep.