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Precision and Scientific Tools and Instruments

Insuring a musical instrument is a good idea if it would be cost-prohibitive to replace it, or if the instrument is needed regularly for performances or teaching.

As a contractor, daily life on the job involves playing with lots of fun tools and equipment, from hammers to backhoes and more. With this comes many different risks and opportunities for error while working with potentially dangerous equipment. One false move could result in disaster – and a hefty bill to repair or replace damaged or destroyed equipment.

That’s why it’s important to know about the different types of contractor tools and equipment insurance available. Our independent agents are here to eliminate the hassle of searching on your own by walking you through a handpicked selection of top policies for you.

For the majority of small businesses, work tools are crucial. If yours were lost, stolen or damaged, would you have the backup to keep work ticking over? Having tools insurance in place lets you get on with what’s important, without the worry.

Whether it’s hired equipment or your own personal tools, our insurance can have you covered. We can insure hand tools, power tools and plant equipment against loss, damage or theft.

Finely crafted musical instruments can cost a significant amount of money. But just as classic cars and high-end jewelry can be insured, so can musical instruments. By getting an insurance policy, owners can cover their instruments in case they are stolen or damaged from disasters.