Damage can occur to a memorial, accidentally or, sadly in our times, deliberately.
For peace of mind about repairing or replacing the memorial if it is damaged or defaced, memorial insurance is available.
It is a sad reflection on society today that memorials do suffer vandalism. These attacks are not restricted to grand or elaborate memorials – he simplest family stones can be the target of malicious attacks or are accidentally damaged.
Claims have been paid in the past as a result of:
- Falling trees
- Storm damage
- Lawnmower impact
- Accidental damage
- Malicious damage
Established headstones and memorials can also be insured through Stone guard, provided that cover is based on today’s replacement value.