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Every traveler has a fear that they will arrive at their destination only to find out their luggage has been lost or delayed. To protect your valuables, Baggage Insurance can help you if you suddenly find yourself without your possessions.

It rarely happens, but the airlines have been known to lose their passengers’ luggage. When this occurs, it starts a highly anticipated vacation off badly. In some cases, the luggage will arrive on the next flight. In other cases, the baggage is lost for good or is damaged. The items inside may also be damaged, but the airlines’ remedy may be less than satisfying for most people.

Why Baggage Insurance Is Needed

Trip insurance contains baggage insurance that more accurately covers the value of the travelers’ luggage and the contents inside. If the baggage has been lost, damaged or stolen, the travel insurance policy that people purchase before they leave home is what will reimburse them for the cost of the luggage as well as the contents.

The Cost of Luggage

Baggage insurance is not a small consideration when people think about how much their luggage actually costs. Some people spend a great deal of money on their baggage. For example, just one Louis Vuitton bag can cost $3,500. Even if it is used, it can reach into the $3,000 range. However, the amount of money that people would receive from the airline may not even cover the price of one bag.

Advantages of Baggage Insurance

  • Reimburse you for medication, clothes, and other required items while you are abroad if your baggage is delayed in arriving at your destination.
  • Provides reimbursement if your luggage is lost, stolen or damaged during your travels.

Don’t be left without a protection plan. Baggage Insurance is available in our plans to protect your belongings from loss, theft or damage.

Being left without your luggage when you arrive at your destination can really put a crimp in your travel plans. Most comprehensive plans include coverage for baggage loss, and baggage delay in the event your bag is not permanently lost or damaged. In some cases, travel medical plans and annual memberships also offer a small amount of baggage loss coverage. It’s important to know the details of the coverage to make sure the plan you’re considering is the right one for your trip.

Other Benefits of Purchasing Trip Insurance

When people purchase travel insurance, baggage insurance may cover checked luggage and the contents as well as their carry-on luggage and the contents within. Baggage insurance for carry-on bags is even more important because the airline is not required to reimburse people if something happens to them.