Making an outdoor environment more aesthetically pleasing doesn’t just involve shrubs, mulch and river rock. It also involves the use of tools and heavy machinery like lawnmowers and chainsaws.
Landscaping insurance provides protection against financial losses arising from third-party claims from bodily injury and property damage. Commercial property insurance and workers’ compensation can also be added to cover the equipment and other assets of the business and its employees. The cost of landscaping insurance is $400 to $600 per year for most small business owners.
The coverage types and total cost of lawn care insurance will depend upon many variables, including the size and location of the business, the number of employees, and the type of work that the business does. For a better idea of how to insure your landscaping business, you can receive a quick, no obligation quote from the experts at Next Insurance.
Landscapers and other various lawn care businesses are often exposed to risks that can lead to accidents and financial loss. Landscaping insurance can protect your business from the potentially devastating effects that can result from those risks.
Multiple factors go into calculating your landscaping and lawn care insurance cost including your exposure and coverage needs. For example, a landscaping business that strictly does mowing and edging will pay a different premium than a landscaping business specializing in hardscapes.
Landscaping insurance is not an insurance type in itself, but there are certain types of insurance coverage or certain policies that landscaping businesses typically need. For example, even a small lawn care service will need general liability coverage. Other coverage types, such as commercial property insurance will be needed when the business owns valuable equipment.
It is incredible the difference a well-manicured lawn can make to a house or commercial setting – and it is incredible the difference a professional lawn mower can make to a lawn.
As a lawn mower you know that while “anyone” can cut lawn themselves not “everyone” can achieve a perfect lawn every time.
Specialist business insurance for Grass Cutting services
Our business insurance brokers are specialists in tradespeople, including lawn mowers and gardeners . They can source suitable business insurance packages (biz pack) to suit the needs of sole trader lawn mowers, grass cutting contractors and small, medium and large lawn mowing and gardening businesses.
Depending on the size and nature (eg: domestic or commercial) of the lawn mowing and gardening service, our brokers often know which insurance companies and underwriters may be likely to provide suitable cover and competitive prices for lawn mowers and gardeners.