Hearing Aids

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When it comes to insurance companies, they are still businesses that need to make money. They have a list of mandates both at the national and state level they are required to fulfill. For every cost they incur, they need to cut other coverage.

This is understandable, considering hearing aid prices range from $799 for a Basic device to $3,100 for a Premium one. Because of this, we get asked one question constantly: does health insurance cover hearing aids? This is not an easy question to answer, as coverage varies by an individual’s insurance plan. Nonetheless, this highly important topic deserves careful attention. Therefore, this page covers some of the most relevant topics related to hearing aids and health insurance.

Private health insurance and hearing aids

One issue associated with health insurance and hearing aids is the lack of private insurance coverage for them. Currently, only 22 states require insurance companies to provide full or partial hearing aid coverage for children. Insurance may cover the costs of hearing screenings, tests, and hearing aids, but that all depends on your individual plan and your respective state’s healthcare policies. For example, your plan might pay anywhere from $200 to the full amount toward the entire purchase of a pair of hearing aids.

Another option some health insurance providers offer is an allowance, which is a specified amount that is deducted from the total price of the hearing aids. Some plans also offer negotiated discounts with contracted providers. In general, some private health insurance companies might cover some of the costs of hearing aids, but you should always check with your healthcare provider to determine if your plan qualifies you for these benefits.