Florists

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As a professional florist, you have specialized business insurance needs that differ from other small businesses. You face risks such as the safety of customers visiting your shop, weather-related mishaps that might delay or damage important orders, damage or theft of your business vehicles, and other challenges.

As a specialist liability insurance broker we provide you with on-line quotes from the leading insurers so that you can compare cover and premiums for your business insurance with our team of brokers on-hand to assist you with any queries you may have and help you to obtain our best price for your florists insurance.

As a florist you are exposed to the possibility of legal action being taken against you in respect of your legal responsibility for personal injury or property damage arising during the course of your activities. Claims in respect of these liabilities can be expensive to defend and even more costly if you are found legally liable. Your florists liability insurance is there to protect you against these losses by providing you with insurance in respect of awards made against you and the defense costs of any claim.

What sort of liability insurance does a florist need?

For the majority of businesses there are basically two types of liability insurance that need to be considered.

  • Public liability insurance protecting you against claims made against you in respect of your legal liability for personal injury or damage suffered by third parties. The public liability insurance can also include products liability insurance to protect you against claims made against you arising from the sale or supply of a product.
  • Employers liability protecting you against claims made against you in respect of your legal liability for death, disease or injury sustained by an employee during the course of their employment.

Quotes for florists liability insurance

These days it is a very simple process to obtain quotations for your liability insurance, simply apply on-line or call us directly to discuss your requirements with a broker and you will have your quote in less than 5 minutes. The on-line service presents you with fully detailed quotes from a range of insurers, with the lowest priced option first and full documentation is available for each policy on-line. If you are happy with the quote you can buy it there and then and receive your policy immediately. if you need further assistance, talk to a member of our team and they will be delighted to help you.