Printing shops provide a wide variety of services to their customers and the surrounding community. Your printing shop may cater to small businesses professionals by specializing in business cards, brochures and catalogs for example. It may instead focus on the consumer needs such as printing flyers and graduation announcements. Whether you provide all or some of these services, you have a lot of details and responsibilities to keep track of. That’s why it’s important for you to carry general liability insurance for printing shops.
Bodily Injury Coverage
When customers enter your store, they are there to purchase something or inquire about your services. Unfortunately there are rare instances where a customer can have an accident inside or around your business that they feel your company is responsible for. Someone may trip on a loose piece of carpeting for example, or slip on an icy sidewalk right outside your door. When accidents happen that create injuries, the customer fully expects your company to pay for them to receive medical attention and follow up care. Bodily injury coverage takes care of this for you. It’s part of general liability insurance for printing shops and it helps prevent your company from suffering financial difficulties if accidents arise.
Property Damage Coverage
When an accident happens that causes harm to a customer’s personal property, they fully expect your company to fix the problem. Your business sign may fall onto a customer’s vehicle for example. Property damage protection is included as part of your general liability insurance policy. This pays for repairs when property is damaged, and can pay for full replacements of property when necessary.
Products And Completed Operations Coverage
Printing shops sell ready-made products and provide specialized services to their customers. In each case, problems can arise with the finished or sold product. If those products or services cause physical harm to a customer, causes them to become ill, or creates property damages, they may sue your company. Products and completed operations coverage is the section of your general liability insurance for printing shops that protects you from these potential risks.