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Clothing or Wearing Apparel

We all live in hope that the unimaginable won't happen, but if it does and your clothes and shoes get damaged by fire, flood or some other unexpected event, you will need to make a claim.

Our Artist, Crafters, and Tradesmen Insurance Program was designed for small business owners and independent crafters. We offer two policies to meet the needs of our clients. Our annual policy offers the most coverage. It also includes more comprehensive coverage such as coverage of your business personal property and product liability.

Clothiers who only attend one or two events per year and do not need the most comprehensive coverage, can purchase our show policy.

If you don’t know how much your home contents are insured for, you run the risk of being under-insured. Some home insurance policies simply don’t cover the cost of clothes, for example.

If you’re unsure on whether or not you should get wardrobe insurance, calculating the cost of it could help you decide. You might be shocked at the total value and realize it’s worth getting cover after all.