Army and Navy

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Navy personal insurance can protect you in many ways. We offer a range of products that can protect your possessions (home, travel) and pay out if you get injured, become unwell or even killed (serious illness and critical illness).Military personal insurance can protect you in many ways – from covering your personal belongings if they get lost or stolen to covering your license to occupy liability with the MOD.

Your Navy insurance requirements will vary. You may be a new recruit looking for cost effective kit insurance for the first time. You may be a career Royal Marine looking to protect your family’s income and home. Skyscraper insurance is a specialist insurance broker, established by ex-military personnel who have a full understanding of your needs. Coupled with a professional knowledge of the insurance market, we’re here to find you adequate cover at an agreeable price. 

Everyone’s precise needs are different – and likely to change through their career with the Royal Navy. Typically,  members of the Royal Navy would need to consider the following:

NAVY KIT INSURANCE

When you join the Royal Navy, you’re issued with a range of expensive equipment and uniform. Some of it on a short term basis, some on permanent issue. In addition, you may have bought some items of your own to supplement what is issued. If any of it went missing, either from your home, your car, on duty or otherwise, you would be responsible for replacing it.

The nature of the career you’ve undertaken means you’ll sometimes work under pressure and in unfamiliar places. At Skyscraper insurance, we understand how easy it is to misplace kit under these circumstances and have thought about all the ways in which this might affect you.

NAVY LIFE INSURANCE

Life insurance is particularly important for Royal Navy personnel because of the risky nature of your work. Depending on your particular role and whether you’re presently under orders, you may find it difficult – sometimes impossible – to get insurance on the high street.

Navy life insurance is typically designed to protect your dependents should you be unable to work or made redundant, and to ensure you can meet payments for your mortgage, for example. We work with a range of specialist insurers who can offer the protection that you need.

As a serving soldier, you are tasked with an important job – and have special requirements when it comes to insurance. At Forces Advice, we understand your requirements and can recommend quality policies – from kit cover to life insurance – that are not only ‘fit for purpose’ but also at a price that won’t break the bank.

Every soldier’s requirements are different. But here are the most common covers we provide:

MILITARY KIT INSURANCE

You are issued with expensive permanent and temporary issue kit which you can be charged for it items are lost or stolen.

You work under pressure and in unfamiliar places. At Skyscraper insurance, we understand how easy it is to misplace kit under these circumstances and have thought about all the ways in which this might affect you.

ARMY LIFE INSURANCE

Life insurance is especially important for soldiers because of the risky nature of your work. Have you thought about how your family would be left if you lost your life during service?

Life insurance for military personnel from Forces Advice is designed to give you peace of mind and make sure your loved ones are provided if the worst should happen.