When underwriters price real estate risk, COPE data—Construction, Occupancy, Protection, and Exposure—plays a decisive role. Small inaccuracies in this information...
January 12, 2026
The Skyscraper BLOG
- Audits
- Benefits
- Business
- Captive solutions
- Careers
- Careers / Life at Skyscrapers
- Claims
- COI
- Commercial Auto
- Commercial P&C Insurance
- Construction
- COVID-19
- Crisis Management
- Cyber Liability
- Cyber Risk Insurance
- D&O (directors and officers insurance coverage)
- Disability-PFL
- Flood Insurance
- Grocery / Supermarkets
- Healthcare
- Hiring
- Insurance-technology
- News
- Personal Insurance
- Public Entities
- Real Estate
- Retail
- Risk Management
- Staffing agencies
- Storm center
- Technology
- Trucking
- Workers' Comp
As 2026 approaches, property insurance deductibles deserve a fresh look. Many businesses set deductibles years ago and never revisit them,...
January 9, 2026
Year-end payroll is more than an accounting exercise. For Workers Compensation, payroll figures directly drive premium calculations, audit results, and...
January 8, 2026
Artificial intelligence and automation are not just changing how work is done—they are redefining job roles entirely. As responsibilities shift...
December 29, 2025
Winter construction brings a unique set of risks that are often misunderstood or overlooked. Snow, ice, freezing temperatures, and limited...
December 25, 2025
Holiday sales drive volume, foot traffic, and revenue—but they also quietly open the door to one of retail’s fastest-growing threats:...
December 24, 2025
Inflation has quietly reshaped property insurance risk. Rising construction costs, labor shortages, and material price volatility have pushed replacement values...
December 23, 2025
Many employers assume their Workers Compensation experience modifier is already “locked in” by December. In reality, late-year activity can still...
December 22, 2025
Winter consistently produces some of the most costly and disruptive insurance claims of the year. Cold weather, reduced daylight, and...
December 16, 2025