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Carrying this type of insurance is essential for physicians—and is required by law in most states. Other medical professionals who should consider this type of coverage include dentists, psychologists, pharmacists, optometrists, nurses and physical therapists, among others.
Options for purchasing medical malpractice insurance:
Depending on the location and nature of a medical practice, medical malpractice insurance can take several forms, including:
Medical professionals should seek insurance coverage for themselves as individuals, as well as for their business entity—e.g., corporation, partnership, limited liability company—and their employees.